Frequently Asked Questions

Car leasing is like renting a vehicle from a dealership . Instead of paying the full cost you only pay for what you use, a customer agrees to pay the dealership a specific amount per month for a set period, often 24 , 36 to 48 months over an agreed annual mileage. At the end of the lease, customers can return the vehicle and order a new one.

Personal Leasing is a straightforward and affordable way of operating a vehicle when compared to buying a car outright. You don't own the vehicle you simply pay for what you use. You can configure your perfect car and get a monthly quote instantly on our stock page.

• Initial payment is paid upfront and must be paid before the vehicle is ordered. This is typically equivalent to 6 monthly payments. This initial payment is then followed by fixed monthly payments for the remainder of the term.

• Includes road tax and a  service plan which covers the first 2 services as per manufacturer guidelines. Full details of what is covered can be found in the protection brochure - www.joeduffyleasing.ie/maintenance 
• A Personal Lease customer will look after their own insurance and tyres.
• The vehicle is registered to Joe Duffy and will be returned at the end of the contract term.

Business car leasing or contract hire is a cost effective way for a business to run a fleet of vehicles of any size, from as little as one vehicle. You get the advantages of fixed monthly costs making it easier to budget and off balance sheet funding. By funding your fleet using lease or contract hire arrangements you can replace vehicles at fixed intervals ensuring you always have the most reliable and cost vehicles available.

• Initial rental is depending on if the customer has a Limited Company or if they are a Sole Trader. 
• Minimum two years of accounts for a Limited Company and a minimum 2 years of self assessed tax returns for a sole trader. This is depending on the criteria of each  customer/company. 
• All inclusive service. Includes road tax, services and tyres. A Business Lease customer will look after their own insurance. 
• The vehicle is registered to Joe Duffy and will be returned at the end of the contract term.

There are many different benefits to leasing, including:

• Flexible initial payment
• Flexible term and mileage profiles to suit you
• Fixed cost motoring
• You only pay for the use of the vehicle
• At the end of your contract simply hand the vehicle back with no balloon payment
• Servicing included within the contract*
• No depreciation or disposal risk

*subject to T&C’s.

The initial rental payment is an equity payment which reduces the risk and the monthly rentals and you pay this before ordering the car and then your monthly payments start once you receive the vehicle. This is not refundable .

• Copy of a valid EU/Irish/UK driver’s license.
• Utility bill showing proof of address.
• 3 months bank statements.
• 3 months payslips

Joe Duffy Leasing provides the funding for all the leasing deals which means we can offer the best value and rates to our customers.

This really depends on your motoring requirements, 15,000 is a good starting point for commuting to and from work or city driving. You may consider a higher mileage option if you frequently take longer trips.

As all vehicle are new unregistered the minimum term is 24 months and up to 48 months.

For personal leasing 3 month bank statements, 3 months of payslips, a valid Irish/EU/UK driving licence and proof of address are required.

For business its 2 years set of audited accounts and 3 months bank statements.

Once received with the set up forms the process takes about 2 to 3 working days to get a decision.

Depending on the circumstances, additional information may be required to support the application. The team will advise this if requried.

Yes all our Leasing cars are new. We do not offer leasing for used vehicles.
 

As part of the Joe Duffy Group, we have direct access to all major brands within our own dealerships, we have also handpicked dealer partners for any range outside the group. We can supply any make / model.

If you've spec'd your car, the dealers will get it fresh from the manufacturer. You only have to talk to us when you're ordering though - we handle everything with the manufacturers and dealers behind the scenes.

No, the vehicle will always remain the property of Joe Duffy Leasing.

We do not include insurance on a lease contract.  You will need to arrange your own fully comprehensive insurance for your lease vehicle. You will need to be insured before driving the vehicle. We can assist in finding a provider for you if needed.

If we have a similar make and model in stock, you can view the car at one of our experience centres. However, this may not be the case at the time of your order and therefore not always possible. Our online configurator allows you to the see the digital version of the car before placing your order.

Initial advance rentals must be paid in full before the vehicle is registered and before the start of your lease. If your vehicle choice is not in stock and has to be built, a minimum of 6 months rentals must be paid before we can order the vehicle.

If we have ordered the vehicle from the factory and the vehicle build has started or your vehicle has been registered your initial rentals are not refundable. You may use the initial rental against the lease of another vehicle. If we cannot supply the vehicle or you paid the initial rentals prior to financial acceptance we will refund the initial rentals in full. Talk to our team about these conditions prior to paying your initial rentals.  

Yes we will buy any car even if you do not take out a lease with us. Our online appraisal system allows us to value your vehicle hassle free. If you do decide to go ahead with a lease you may use part or all of the proceeds of the sale against the deposit on the new car.

For more details please visit www.joeduffyleasing.ie/sell-your-car 

Yes, all our vehicles come with the full manufacturer’s warranty.
 

Yes all vehicles are supplied with the manufacturers road side assistance. We also have Joe Duffy Assist for extra reassurance.
 

All of the vehicles that we supply include tax for the full duration of the lease e.g. 2, 3 and 4 years. We tax the vehicles and send them out to you every year.

For commercial vehicle, a CRW (certificate of roadworthiness) is required each year to apply for a new tax disc. We will contact you in advance of the tax expiry to arrange a CVRT test. Once the CRW is received, the vehicle will be taxed, and a disc will be posted out to you.

It is your responsibility to ensure that all tolls are paid on your vehicle. All drivers are required to register their vehicle on either a video registration account or on a tag account.

As long as they have your permission and are insured to drive it, yes!

Yes, all vehicles can be branded as long as the branding is removed prior to being returned at end of lease.

Our direct debit date is set as the first day of each month and therefore it is not possible to change this date.
 

 You will be responsible for ensuring that vehicles are maintained in accordance with the manufacturers guidelines. This will include items such as servicing, maintenance, and tyres. For personal lease customers our vehicles come with a service package – for full details of what is included please see our protection brochure - www.joeduffyleasing.ie/maintenance. To arrange a service please contact the service team in Joe Duffy Leasing on 01 8647711 to make a booking.

For business lease customers, a full maintenance plan is included, please contact the service team in Joe Duffy Leasing on 01 8647711 to arrange the necessary maintenance work

You don’t! We do it on your behalf and we post it out to you.

If you drive a commercial vehicle, a CRW (certificate of roadworthiness) is required each year to apply for a new tax disc. We will contact you in advance of the tax expiry to arrange a CVRT test. You will be responsible for ensuring that the vehicle is tested on the agreed date. Once the CRW is received, the vehicle will be taxed, and a disc will be posted out to you.

Firstly, you must contact the emergency services if necessary and notify your insurer. If the car is unable to be driven you will need to contact Joe Duffy Assist to recover the vehicle. Your insurer should be able to provide a short term hire vehicle (check your policy document). Once the initial accident has been dealt with you must inform Joe Duffy Leasing and we will assist you with any repair or insurance claim. As the owner of the vehicle any repair or modification must be approved by us before work is carried out.

You are responsible for ensuring that your tyres are in good working order and meet the legal requirements at all times. The legal limit for tread depth is 1.6mm but we recommend replacement at 2.0mm for safety.

Tyres should be replaced on a like for like basis.

Business customers should contact the service team in Joe Duffy Leasing on 01 8647711 to make arrangements for a tyre check.

If you experience a breakdown during working hours, please contact the Manufacturer Breakdown Assistance this number can be found in the vehicle handbook, which is usually in the glove compartment. If there are any issues during office hours, please call the Service Line on 01 864 7711 outside of hours or if the vehicle is outside the manufacturers breakdown assistance please contact Joe Duffy Assist on 0818 297 027

It is your responsibility to ensure that all tolls are paid on your vehicle. All drivers are required to register their vehicle on either a video registration account or on a tag account.

It is very important that any tolls incurred during the period you are in a replacement / rental vehicle are paid for

You may terminate your lease at any stage and change it for another vehicle or simply hand it back. Please contact our leasing team and they will assist you. The cost of this is dependent on what deposit level was paid originally and how long you have left on the contract but as a guide it could be up to 50% of the remaining lease rentals.

Accessories such as tow bar and retro fitted spec may be added at time of order only and must stay on the car on when returned. Once the lease has started no modification or alterations to the spec can be made.

As the registered owner of the vehicle we would need to provide written authorisation, if you intend to take the vehicle abroad. Please email JDL@joeduffy.ie to request the appropriate letter. You would need to ensure you have the necessary insurance and breakdown cover in place for foreign travel.

For more information on maintaining your vehicle please contact the service team in Joe Duffy Leasing on 01 8647711 or alternatively please download our driver information brochure which may be able to answer any further questions that you have.

Once the contract is completely finished, you return the car or order a new one. Vehicles will be checked for damage outside of our fair wear and tear policy and for excess mileage. You can self assess any potential damage prior to returning the vehicle through our state of the art valuation app.

If you exceed your contract mileage, there will be an excess to pay at the end of the lease, charged per kilometre you drive beyond your contract mileage.

This will vary depending on the type of vehicle & length of the contract. If you think you may exceed your mileage at any time, please contact us to discuss options to avoid an end of contract charge by re-writing your contract to suit your changing mileage requirements.

Unfortunately, there is no refund on under mileage however we will take this into account if you are renewing your vehicle with us.
 

If your contract runs over the agreed mileage you must pay for mileage you have gone over. The payment isn’t a penalty or fine it is simply a payment to cover the extra depreciation and wear the vehicle has taken on over the period of the lease. The excess mileage is typically the equivalent to the difference in the monthly rentals has you signed up to a higher mileage lease.

At the end of the contract, you must return the vehicle to one of our experience centres which will be discuss with you at the end of the agreement. We can arrange home collection, if necessary,  the cost of which depends on your location.